Become A Member…For Good
Live Smarter.
At our core, we are a financial institution with guiding principles based in education and doing the right thing for our Employees, Members, and Community… but we are so much more. Join us and become a part of something greater, become a First Source Member…for good.
First Source is has 3 easy ways to qualify for Membership and bank with us listed below. You can also qualify through immediate family members and household relationships.
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Underserved: This is based on limited financial resources in specific geographic areas of Utica, Rome and Herkimer, NY.
How to check eligibility:
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Choose 2025 for the year
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Enter the address of where you live, work, worship, or attend school.
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Match the Tract Code to any of the codes listed below. If they match, you qualify through this method.
0101.00
0102.01
0102.02
0104.00
0105.01
0111.00
0112.00
0201.02
0203.00
0208.02
0208.03
0209.00
0210.00
0211.03
0211.04
0212.01
0212.02
0213.02
0214.01
0214.02
0215.00
0217.02
0219.00
0220.00
0221.00
0224.00
0225.00
0227.01
0228.00
0232.00
0233.00
0247.00
0258.00
0259.00
0263.00
0264.00
0265.01
0265.02
09801.00
See If You Qualify
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Select Employee Groups (SEG) and Associations: This is based on an entity where you are either a member, employee, retiree, volunteer or student. See if you have a relationship with one of our select employee groups.
Check Employer Eligibility
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American Consumer Council: If you do not qulifty through any of the methods above, you have the option to become a member of the American Consumer Council (ACC), a national association supporting financial literacy. Members of the ACC qualify for First Source membership.
Why Become a Member and Bank with First Source?
What sets us apart from other financial institutions is our approach. We are a member-centric organization, which means our focus is on you as a person. Our bottom line is your financial well-being.
We help our Members meet their financial goals and improve their lives. We are truly invested in you and take the time to look at your bigger financial and personal picture before offering solutions for your particular needs.
We offer best-in-class service (voted “Best of the Best” by our community for over 2 decades), competitive rates, fewer fees, and reinvestment in the credit union and the community. When you become a Member, you become an owner of the credit union. We’re governed by a volunteer Board of Directors, elected by our membership. We offer the standard products/services you would expect from a financial institution:
Plus, we offer unique programs and benefits:
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Checking Rewards · Credit Card Rewards · Community Heroes Consumer Loan Program · Specialty Mortgage Programs · Coin machines in all branch locations · Insurance Services · Interactive First Source ATMs · Over 30,000 Nationwide surcharge-free ATMs · Kid’s savings incentives · Free financial education, tools and resources · Daily credit score updates
Community Support
And... we give back! First Source is involved in many community initiatives through volunteerism, fundraising, sponsorships, and more. We care about what you care about.
Our employees are often found engaging in fundraising and awareness efforts outside of the credit union and volunteering their time for causes throughout the year. We are very active with community organizations and needs that have an educational component or impact, staying true to our roots as an educational credit union. When everyone in our community does better, we are all enriched.
Who We Are
We pride ourselves on cultivating a one-of-a-kind, and unparalleled, culture within our workplace and our community.
Learn more about us here.
About Us
Ready to Get Started?
If you have questions, give us a call at 315-735-8571.