Budgeting

Managing your finances

Maintaining a balanced budget is more important now than ever before. It doesn’t matter if you live paycheck to paycheck or earn six-figures, recent events have made it clear that no one’s financial situation is guaranteed. Fortunately, there is a silver lining. With a solid financial plan, it’s possible to navigate through difficult times and take back some control. 

Establishing a budget is the foundation of every sound financial plan and is an important step in properly managing your finances. A budget helps you see what you’re spending, saving, and investing, and can be adjusted to fit your income, lifestyle, and goals. 

Start by writing down your goals, both short- and long-term, including everything from items you want to purchase, to buying or improving your home, college, etc. Once you have your goals, record your income and expenditures. Monthly is a good place to start. Once you have your data, we can help.

Banzai Financial Education Tools

Enjoy a wealth of free online educational articles, tips, and interactive calculators through our Banzai! Program. There are also learning labs for children and adults that utilize models of real life financial scenarios in an interactive “choose your own adventure” format. 

Banzai! Financial Education Programs: Learn More

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If your financial situation has recently changed or if you’re simply looking for guidance, we encourage you to take advantage of these valuable tools. If you have any questions, or need help managing your spending plan, we’re happy to help. Call 315-735-8571 to talk about your options or make an appointment with one of our friendly Member service representatives today.

Live Smarter with budgeting tools from First Source.