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Savings Prizes for Youth Members

Where Every Deposit Is A High-Five Moment

At First Source, we understand the importance of teaching children about responsible money management starting when they’re young. Our Savings Prizes program is designed to help parents instill valuable good saving habits in their children while making it fun and rewarding!


Father And Son Playing Soccer In Park Together


As your child grows, our program encourages them to get involved and be eager to save as they get rewarded along the way. Kids earn Kirby Bucks as they make deposits into their account which they can accumulate and turn in for prizes. They also earn dividends so they can watch their money grow.

Current Savings Prizes
2 Week Class Side Kicks Karate (Rome & Whitesboro) (2) Kirby Bucks
Water Bottle (3) Kirby Bucks
1 Utica Zoo Day Pass (4) Kirby Bucks
$5 Treehouse Reading & Art Center Gift Certificate (4) Kirby Bucks
Coupon for 1 Slice and a 12 oz. Fountain Soda Vinny's Pizza (Herkimer) (4) Kirby Bucks
$5 Nicky Doodles Gift Card (5) Kirby Bucks
$5 Bonomo’s Gift Card Plus 1 Free Small Cone Coupon (7) Kirby Bucks
$5 Gift Card Good For: Kookie's Q, Babe's, Aquavino, Tailor & The Cook, Comets Team Store, ADK Bank Center Concessions, 72 Tavern & Grill (7) Kirby Bucks
$5 Marquee Cinemas Gift Card (7) Kirby Bucks
Plush Kirby Kangaroo (8) Kirby Bucks
$10 PINZ Arcade Play Card (9) Kirby Bucks
2 Games/Shoes King Pin Lanes (10) Kirby Bucks

1 Kirby Buck earned for every $5 deposited. Limit of 5 Kirby Bucks dispersed per account/per day.
1 Kirby Prize redeemed per account/per day.


Live Smarter

If you have any questions about the Savings Prizes program or opening a Youth Savings account for your child, we’re here to help. Call 315-735-8571 to discuss any questions you may have or make an appointment with one of our friendly and knowledgeable representatives today.


Interested In Learning More?

To see what other tools and services we have available for our young Members, visit our Youth Accounts overview page.

Let’s Get Started

Make an appointment with one of our friendly Member service representatives today.

Make an Appointment

Want your savings to work harder?

Check today’s share certificate rates effective May 4, 2024

Term Dividend Rate APY*
12 Months
$500.00 minimum balance to earn dividends
4.41% 4.50%
24 Months
$500.00 minimum balance to earn dividends
3.93% 4.00%
6 Months
$500.00 minimum balance to earn dividends
4.41% 4.50%

Share rates and yields are subject to change without notice. Early withdrawal penalties may apply. Fees may reduce earnings.
*APY – Annual percentage yield

We do not knowingly market to or solicit information from children under 13 without parental consent. We recognize that protecting children's identities and privacy online is important, and that the responsibility to do so rests with both the online industry and with parents. While First Source works to protect your personal information, you also have a responsibility.

Internet safety for children - The Internet is a public network. Children's access to the Internet can allow them to visit inappropriate websites and be exposed to unwanted risks. COPPA, the Children's Online Privacy Protection Act, protects children under the age of 13 from the online collection of personal information. Learn more about COPPA on the Federal Trade Commission's website. Parents can be proactive by installing filtering software that gives them more control over their family's Internet experience.

We recommend that minors ask their parents for permission before sending any information about themselves to anyone over the Internet.